62) Over the Past Three Months, How Have the Terms Under Which Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Somewhat
ALLQ62A4ESNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
3.00
Year-over-Year Change
200.00%
Date Range
10/1/2011 - 1/1/2025
Summary
Measures changes in Agency Residential Mortgage-Backed Securities (RMBS) funding terms for average clients. Provides critical insights into mortgage market conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks collateral spreads over benchmark rates for agency RMBS. Helps understand mortgage market funding dynamics.
Methodology
Quarterly survey of financial institutions about RMBS funding term changes.
Historical Context
Critical for assessing mortgage market liquidity and lending conditions.
Key Facts
- Focuses on agency residential mortgage-backed securities
- Tracks collateral spreads over benchmark rates
- Quarterly assessment of funding terms
FAQs
Q: What are Agency RMBS?
A: Residential Mortgage-Backed Securities guaranteed by government-sponsored enterprises like Fannie Mae and Freddie Mac.
Q: How do collateral spreads impact lending?
A: Tighter or wider spreads indicate changes in mortgage market risk and funding costs.
Q: Why track these funding terms?
A: They provide insights into mortgage market liquidity and potential lending conditions.
Q: Who benefits from this data?
A: Mortgage lenders, investors, and policymakers use this to understand market conditions.
Q: What does 'Eased Somewhat' indicate?
A: Suggests slightly more favorable funding terms for agency RMBS compared to previous periods.
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Related Trends
31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 4. Lower Internal Treasury Charges for Funding. | Answer Type: 2nd Most Important
CTQ31B42MINR
5) Over the Past Three Months, How Has Your Use of Nonprice Terms (for Example, Haircuts, Maximum Maturity, Covenants, Cure Periods, Cross-Default Provisions, or Other Documentation Features) with Respect to Hedge Funds Across the Entire Spectrum of Securities Financing and Otc Derivatives Transaction Types Changed, Regardless of Price Terms?| Answer Type: Tightened Considerably
ALLQ05TCNR
31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 5. Increased Availability of Balance Sheet or Capital at Your Institution. | Answer Type: First In Importance
CTQ31B5MINR
11) Over the Past Three Months, How Have the Price Terms (for Example, Financing Rates) Offered to Trading Reits as Reflected Across the Entire Spectrum of Securities Financing and Otc Derivatives Transaction Types Changed, Regardless of Nonprice Terms?| Answer Type: Tightened Somewhat
ALLQ11TSNR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 2. Reduced Willingness of Your Institution to Take on Risk. | Answer Type: First In Importance
CTQ37A2MINR
13) To the Extent That the Price or Nonprice Terms Applied to Trading Reits Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 11 and 12), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 5. Diminished Availability of Balance Sheet or Capital at Your Institution. | Answer Type: 2nd Most Important
ALLQ13A52MINR
Citation
U.S. Federal Reserve, Agency RMBS Funding Terms (ALLQ62A4ESNR), retrieved from FRED.