62) Over the Past Three Months, How Have the Terms Under Which Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Somewhat
ALLQ62A4ESNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
3.00
Year-over-Year Change
200.00%
Date Range
10/1/2011 - 1/1/2025
Summary
Measures changes in Agency Residential Mortgage-Backed Securities (RMBS) funding terms for average clients. Provides critical insights into mortgage market conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks collateral spreads over benchmark rates for agency RMBS. Helps understand mortgage market funding dynamics.
Methodology
Quarterly survey of financial institutions about RMBS funding term changes.
Historical Context
Critical for assessing mortgage market liquidity and lending conditions.
Key Facts
- Focuses on agency residential mortgage-backed securities
- Tracks collateral spreads over benchmark rates
- Quarterly assessment of funding terms
FAQs
Q: What are Agency RMBS?
A: Residential Mortgage-Backed Securities guaranteed by government-sponsored enterprises like Fannie Mae and Freddie Mac.
Q: How do collateral spreads impact lending?
A: Tighter or wider spreads indicate changes in mortgage market risk and funding costs.
Q: Why track these funding terms?
A: They provide insights into mortgage market liquidity and potential lending conditions.
Q: Who benefits from this data?
A: Mortgage lenders, investors, and policymakers use this to understand market conditions.
Q: What does 'Eased Somewhat' indicate?
A: Suggests slightly more favorable funding terms for agency RMBS compared to previous periods.
Related Trends
62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Eased Somewhat
SFQ62B1ESNR
39) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| F. Separately Managed Accounts Established with Investment Advisers. | Answer Type: Decreased Somewhat
ALLQ39FDSNR
47) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to Otc Commodity Derivatives Changed?| A. Initial Margin Requirements for Average Clients. | Answer Type: Increased Considerably
ALLQ47AICNR
56) Over the Past Three Months, How Have the Terms Under Which High-Yield Corporate Bonds Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Eased Somewhat
ALLQ56A1ESNR
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency RMBS Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Tightened Somewhat
SFQ66B1TSNR
32) How Has the Intensity of Efforts by Investment Advisers to Negotiate More-Favorable Price and Nonprice Terms on Behalf of Separately Managed Accounts Changed over the Past Three Months?| Answer Type: Decreased Considerably
ALLQ32DCNR
Citation
U.S. Federal Reserve, Agency RMBS Funding Terms (ALLQ62A4ESNR), retrieved from FRED.