37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 3. Adoption of Less-Stringent Market Conventions (That is, Collateral Terms and Agreements, Isda Protocols). | Answer Type: 2nd Most Important
ALLQ37B32MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 1/1/2025
Summary
Tracks market conventions and lending standards for nonfinancial corporations. Provides insight into evolving financial market practices and risk assessment strategies.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures changes in market agreements and protocols affecting corporate lending. Indicates shifts in financial institution risk management approaches.
Methodology
Collected through survey responses from financial institutions about lending practices.
Historical Context
Used by policymakers and investors to understand credit market dynamics.
Key Facts
- Reflects institutional lending flexibility
- Tracks changes in financial market protocols
- Important indicator of credit market conditions
FAQs
Q: What do market conventions mean in lending?
A: Market conventions are standard practices and agreements in financial lending. They define risk assessment and transaction terms.
Q: How often are these lending standards updated?
A: Typically reviewed quarterly by financial institutions. Changes reflect current economic conditions and risk perceptions.
Q: Why are market conventions important?
A: They standardize lending practices and help manage financial risk across institutions.
Q: Do market conventions affect borrowing costs?
A: Yes, changes in conventions can impact interest rates and lending accessibility for corporations.
Q: How reliable is this economic indicator?
A: Considered a credible survey-based metric from financial institutions. Provides nuanced market insights.
Related Trends
9) Considering the Entire Range of Transactions Facilitated by Your Institution for Such Clients, How Has the Availability of Additional (and Currently Unutilized) Financial Leverage Under Agreements Currently in Place with Hedge Funds (for Example, Under Prime Broker, Warehouse Agreements, and Other Committed but Undrawn or Partly Drawn Facilities) Changed Over the Past Three Months?| Answer Type: Remained Basically Unchanged
CTQ09RBUNR
1) Over the Past Three Months, How Has the Amount of Resources and Attention Your Firm Devotes to Management of Concentrated Credit Exposure to Dealers and Other Financial Intermediaries (Such as Large Banking Institutions) Changed?| Answer Type: Remained Basically Unchanged
CTQ01RBUNR
56) Over the Past Three Months, How Have the Terms Under Which High-Yield Corporate Bonds Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 3. Haircuts. | Answer Type: Eased Considerably
ALLQ56B3ECNR
21) Considering the Entire Range of Transactions Facilitated by Your Institution, How Has the Use of Financial Leverage by Each of the Following Types of Clients Changed Over the Past Three Months?| D. Endowments. | Answer Type: Increased Somewhat
CTQ21DISNR
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Eased Somewhat
ALLQ66B1ESNR
62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 3. Haircuts. | Answer Type: Remained Basically Unchanged
SFQ62B3RBUNR
Citation
U.S. Federal Reserve, Market Conventions Survey (ALLQ37B32MINR), retrieved from FRED.