37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 2. Increased Willingness of Your Institution to Take on Risk. | Answer Type: 2nd Most Important
ALLQ37B22MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 1/1/2025
Summary
Tracks institutional risk appetite for nonfinancial corporations. Provides insight into lending environment and financial market sentiment.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures banks' willingness to take on risk in corporate lending. Reflects broader economic confidence and financial sector dynamics.
Methodology
Surveyed from bank lending officers about risk perception changes.
Historical Context
Used by policymakers to assess credit market conditions and potential economic shifts.
Key Facts
- Indicates institutional risk tolerance trends
- Part of Federal Reserve's comprehensive lending survey
- Reflects potential credit market changes
FAQs
Q: What does this economic indicator measure?
A: Tracks banks' increased willingness to take on risk in corporate lending. Reflects broader financial market sentiment.
Q: How often is this data updated?
A: Typically updated quarterly as part of the Federal Reserve's bank lending survey.
Q: Why is this important for investors?
A: Provides insights into potential credit availability and economic confidence levels.
Q: How does this relate to overall economic health?
A: Indicates banks' perception of risk and potential lending environment changes.
Q: Are there limitations to this data?
A: Represents surveyed perceptions, which may not immediately translate to actual lending practices.
Related Trends
52) Over the Past Three Months, How Have the Terms Under Which High-Grade Corporate Bonds Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 3. Haircuts. | Answer Type: Remained Basically Unchanged
ALLQ52B3RBUNR
23) Over the Past Three Months, How Have the Price Terms (for Example, Financing Rates) Offered to Insurance Companies as Reflected Across the Entire Spectrum of Securities Financing and OTC Derivatives Transaction Types Changed, Regardless of Nonprice Terms?| Answer Type: Eased Somewhat
CTQ23ESNR
41) Over the Past Three Months, How Have Nonprice Terms Incorporated in New or Renegotiated OTC Derivatives Master Agreements Put in Place with Your Institution's Clients Changed?| D. Triggers and Covenants. | Answer Type: Tightened Somewhat
OTCDQ41DTSNR
21) Considering the Entire Range of Transactions Facilitated by Your Institution, How Has the Use of Financial Leverage by Each of the Following Types of Clients Changed Over the Past Three Months?| C. Pension Plans. | Answer Type: Decreased Considerably
CTQ21CDCNR
65) Over the Past Three Months, How Have Liquidity and Functioning in the Agency Rmbs Market Changed?| Answer Type: Improved Somewhat
ALLQ65MONR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 6. Worsening in General Market Liquidity and Functioning. | Answer Type: First In Importance
CTQ37A6MINR
Citation
U.S. Federal Reserve, Bank Lending Survey (ALLQ37B22MINR), retrieved from FRED.