25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 3. Adoption of More-Stringent Market Conventions (That is, Collateral Terms and Agreements, Isda Protocols). | Answer Type: 2nd Most Important

ALLQ25A32MINR • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

0.00

Year-over-Year Change

N/A%

Date Range

1/1/2012 - 1/1/2025

Summary

Examines reasons for tightening insurance company pricing and nonprice terms. Highlights key market convention changes affecting insurance lending.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

Tracks the second most important reason for changes in insurance company lending terms. Provides insights into market regulatory and conventional shifts.

Methodology

Survey-based data collection from insurance market participants.

Historical Context

Used to understand evolving insurance market lending practices.

Key Facts

  • Focuses on market convention changes
  • Highlights second most significant lending term factor
  • Reveals insurance market regulatory trends

FAQs

Q: What market conventions are tracked?

A: Includes collateral terms, agreements, and ISDA protocols affecting insurance lending.

Q: Why are these conventions important?

A: They define risk management and standardization in insurance lending practices.

Q: How do these terms change?

A: Influenced by market conditions, regulatory changes, and risk assessments.

Q: Who monitors these lending terms?

A: Regulators, insurance companies, and financial market analysts.

Q: What does this indicator reveal?

A: Insights into insurance market lending standards and potential risk perceptions.

Related News

Related Trends

40) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| F. Separately Managed Accounts Established with Investment Advisers. | Answer Type: Increased Somewhat

ALLQ40FISNR

74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Remained Basically Unchanged

ALLQ74A3RBUNR

22) How Has the Provision of Differential Terms by Your Institution to Most-Favored (as a Function of Breadth, Duration, and Extent of Relationship) Mutual Funds, Etfs, Pension Plans, and Endowments Changed over the Past Three Months?| Answer Type: Decreased Considerably

ALLQ22DCNR

31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 5. Increased Availability of Balance Sheet or Capital at Your Institution. | Answer Type: First In Importance

CTQ31B5MINR

62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Tightened Somewhat

SFQ62B1TSNR

39) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| D. Mutual Funds, ETFs, Pension Plans, and Endowments. | Answer Type: Remained Basically Unchanged

CTQ39DRBUNR

Citation

U.S. Federal Reserve, Insurance Lending Terms (ALLQ25A32MINR), retrieved from FRED.