25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 2. Reduced Willingness of Your Institution to Take on Risk. | Answer Type: First in Importance
ALLQ25A2MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 1/1/2025
Summary
Tracks financial institutions' risk assessment regarding insurance companies. Provides insight into institutional risk perception and lending constraints.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures the primary reasons for tightening credit terms in insurance sector lending. Reflects institutional risk management strategies.
Methodology
Surveyed responses from financial institutions about risk appetite.
Historical Context
Used by regulators and investors to understand financial sector risk perception.
Key Facts
- Indicates institutional risk perception
- Reflects credit market dynamics
- Important for financial sector analysis
FAQs
Q: What does this economic indicator measure?
A: Tracks reasons for tightening credit terms in insurance sector lending. Reflects institutional risk management strategies.
Q: Why are risk assessments important?
A: They help financial institutions manage potential lending risks. Provide insights into market conditions.
Q: How often is this data updated?
A: Typically collected through periodic financial institution surveys.
Q: Who uses this economic data?
A: Regulators, investors, and financial analysts use it to understand market risk conditions.
Q: What limitations exist in this data?
A: Represents surveyed perceptions, which can vary based on institutional perspectives.
Related Trends
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency RMBS Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Considerably
SFQ66A3ECNR
52) Over the Past Three Months, How Have the Terms Under Which High-Grade Corporate Bonds Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Eased Somewhat
ALLQ52B1ESNR
33) Considering the Entire Range of Transactions Facilitated by Your Institution for Such Clients, How Has the Use of Financial Leverage by Separately Managed Accounts Established with Investment Advisers Changed Over the Past Three Months?| Answer Type: Increased Considerably
CTQ33ICNR
36) Over the Past Three Months, How Has Your Use of Nonprice Terms (for Example, Haircuts, Maximum Maturity, Covenants, Cure Periods, Cross-Default Provisions or Other Documentation Features) with Respect to Nonfinancial Corporations Across the Entire Spectrum of Securities Financing and Otc Derivatives Transaction Types Changed, Regardless of Price Terms?| Answer Type: Remained Basically Unchanged
ALLQ36RBUNR
56) Over the Past Three Months, How Have the Terms Under Which High-Yield Corporate Bonds Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Tightened Somewhat
ALLQ56A1TSNR
34) How Has the Provision of Differential Terms by Your Institution to Separately Managed Accounts Established with Most-Favored (as a Function of Breadth, Duration, and Extent of Relationship) Investment Advisers Changed over the Past Three Months?| Answer Type: Remained Basically Unchanged
ALLQ34RBUNR
Citation
U.S. Federal Reserve, Risk Assessment in Insurance Lending (ALLQ25A2MINR), retrieved from FRED.