24) Over the Past Three Months, How Has Your Use of Nonprice Terms (for Example, Haircuts, Maximum Maturity, Covenants, Cure Periods, Cross-Default Provisions or Other Documentation Features) with Respect to Insurance Companies Across the Entire Spectrum of Securities Financing and Otc Derivatives Transaction Types Changed, Regardless of Price Terms?| Answer Type: Eased Considerably
ALLQ24ECNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in nonprice terms for insurance company securities financing and derivatives transactions. Provides insight into lending flexibility and risk management practices.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator measures shifts in contractual terms beyond pricing for financial transactions. It reflects evolving risk assessment strategies in insurance sector lending.
Methodology
Surveyed responses from financial institutions about changes in transaction terms.
Historical Context
Used by regulators and financial analysts to understand market lending conditions.
Key Facts
- Tracks nonprice contractual changes quarterly
- Covers entire spectrum of financial transactions
- Indicates market lending flexibility
FAQs
Q: What are nonprice terms in financial transactions?
A: Nonprice terms include contractual features like maturity, covenants, and default provisions that aren't directly related to interest rates.
Q: Why do nonprice terms matter for insurance companies?
A: They help manage risk and define transaction parameters beyond simple pricing mechanisms.
Q: How often is this data updated?
A: The survey is typically conducted quarterly to track ongoing market changes.
Q: Who uses this type of financial data?
A: Regulators, financial analysts, and risk management professionals use this information to understand market conditions.
Q: What does 'eased considerably' mean in this context?
A: It indicates significant relaxation of nonprice terms in financial transactions for insurance companies.
Related Trends
25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 1. Deterioration in Current or Expected Financial Strength of Counterparties. | Answer Type: First In Importance
CTQ25A1MINR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 3. Adoption of More-Stringent Market Conventions (That is, Collateral Terms and Agreements, Isda Protocols). | Answer Type: 2nd Most Important
ALLQ37A32MINR
43) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to Otc Interest Rate Derivatives Changed?| B. Initial Margin Requirements for Most Favored Clients, as a Consequence of Breadth, Duration, And/or Extent of Relationship. | Answer Type: Increased Considerably
ALLQ43BICNR
51) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| D. Credit Referencing Corporates. | Answer Type: Increased Considerably
ALLQ51DICNR
74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Tightened Somewhat
ALLQ74B1TSNR
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Remained Basically Unchanged
ALLQ66B1RBUNR
Citation
U.S. Federal Reserve, Nonprice Terms in Insurance Company Transactions (ALLQ24ECNR), retrieved from FRED.