24) Over the Past Three Months, How Has Your Use of Nonprice Terms (for Example, Haircuts, Maximum Maturity, Covenants, Cure Periods, Cross-Default Provisions or Other Documentation Features) with Respect to Insurance Companies Across the Entire Spectrum of Securities Financing and Otc Derivatives Transaction Types Changed, Regardless of Price Terms?| Answer Type: Eased Considerably
ALLQ24ECNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in nonprice terms for insurance company securities financing and derivatives transactions. Provides insight into lending flexibility and risk management practices.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator measures shifts in contractual terms beyond pricing for financial transactions. It reflects evolving risk assessment strategies in insurance sector lending.
Methodology
Surveyed responses from financial institutions about changes in transaction terms.
Historical Context
Used by regulators and financial analysts to understand market lending conditions.
Key Facts
- Tracks nonprice contractual changes quarterly
- Covers entire spectrum of financial transactions
- Indicates market lending flexibility
FAQs
Q: What are nonprice terms in financial transactions?
A: Nonprice terms include contractual features like maturity, covenants, and default provisions that aren't directly related to interest rates.
Q: Why do nonprice terms matter for insurance companies?
A: They help manage risk and define transaction parameters beyond simple pricing mechanisms.
Q: How often is this data updated?
A: The survey is typically conducted quarterly to track ongoing market changes.
Q: Who uses this type of financial data?
A: Regulators, financial analysts, and risk management professionals use this information to understand market conditions.
Q: What does 'eased considerably' mean in this context?
A: It indicates significant relaxation of nonprice terms in financial transactions for insurance companies.
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Related Trends
46) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to Otc Credit Derivatives Referencing Securitized Products (Such as Specific Abs or Mbs Tranches and Associated Indexes) Changed?| A. Initial Margin Requirements for Average Clients. | Answer Type: Increased Somewhat
ALLQ46AISNR
19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, Etfs, Pension Plans, and Endowments Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 7. More-Aggressive Competition from Other Institutions. | Answer Type: 2nd Most Important
ALLQ19B72MINR
67) Over the Past Three Months, How Has Demand for Funding of Non-Agency RMBS by Your Institution's Clients Changed?| Answer Type: Remained Basically Unchanged
SFQ67RBUNR
20) How Has the Intensity of Efforts by Mutual Funds, Etfs, Pension Plans, and Endowments to Negotiate More-Favorable Price and Nonprice Terms Changed over the Past Three Months?| Answer Type: Increased Considerably
ALLQ20ICNR
11) Over the Past Three Months, How Have the Price Terms (for Example, Financing Rates) Offered to Trading Reits as Reflected Across the Entire Spectrum of Securities Financing and Otc Derivatives Transaction Types Changed, Regardless of Nonprice Terms?| Answer Type: Tightened Somewhat
ALLQ11TSNR
31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 3. Adoption of Less-Stringent Market Conventions (That is, Collateral Terms and Agreements, Isda Protocols). | Answer Type: 3rd Most Important
ALLQ31B33MINR
Citation
U.S. Federal Reserve, Nonprice Terms in Insurance Company Transactions (ALLQ24ECNR), retrieved from FRED.