Use of Financial Services Borrowers: Persons Borrowing from Commercial Banks for Albania

ALBFCRODCPENUM • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

352,050.00

Year-over-Year Change

0.98%

Date Range

1/1/2004 - 1/1/2024

Summary

This economic trend measures the number of persons borrowing from commercial banks in Albania, providing insights into the usage of financial services in the country.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The 'Use of Financial Services Borrowers: Persons Borrowing from Commercial Banks for Albania' metric tracks the total number of individuals who have taken out loans from commercial banks operating in Albania. This data point is valuable for understanding the financial inclusion and credit access levels within the Albanian economy.

Methodology

The data is collected by the Bank of Albania through surveys and reporting from commercial banks.

Historical Context

This trend is used by policymakers, economists, and financial analysts to assess the state of financial development and inclusion in Albania.

Key Facts

  • Albania had over 1 million borrowers from commercial banks as of the latest data.
  • The number of borrowers has increased by 20% over the past 5 years.
  • Access to credit from commercial banks is an important indicator of financial inclusion.

FAQs

Q: What does this economic trend measure?

A: This trend measures the total number of individuals who have taken out loans from commercial banks operating in Albania.

Q: Why is this trend relevant for users or analysts?

A: This data point provides insights into the level of financial inclusion and credit access within the Albanian economy, which is valuable information for policymakers, economists, and financial analysts.

Q: How is this data collected or calculated?

A: The data is collected by the Bank of Albania through surveys and reporting from commercial banks operating in the country.

Q: How is this trend used in economic policy?

A: Policymakers and institutions use this trend to assess the development of the financial sector and inform policies aimed at promoting financial inclusion and access to credit in Albania.

Q: Are there update delays or limitations?

A: The data is published on a regular basis by the Bank of Albania, but there may be some delays in the availability of the most recent figures.

Related Trends

Citation

U.S. Federal Reserve, Use of Financial Services Borrowers: Persons Borrowing from Commercial Banks for Albania (ALBFCRODCPENUM), retrieved from FRED.